How will you be spending this holiday season?

You’ve probably had several people ask you, “How will you be spending this holiday season?” As your financial professional, my emphasis on the “spending” means something different.

Have you started your holiday preparations? Only 24 percent of consumers will sit down and do so, meaning many of the rest might spend more than they intended. In fact, 54 percent reported making impulse purchases during the last holiday season, which might lead to a financial headache come January.¹

What are the benefits of a holiday strategy? Here are two to ponder:

1. Big Ticket Stuff: Maybe you’ve dreamt of a big holiday trip? It’s a priority for 44 percent of consumers. A vacation for the holidays might be a great way to spend the holidays, allowing you to prepare for the big day.²
2. Early Shopping: Are you someone who starts holiday shopping before November? More and more do: 49 percent! Enjoy your holiday time and beat the crowds, which allows for better cash flow management!¹

Let’s discuss your holiday strategy. I want to help you enjoy this holiday season!

^{1. bankrate.com, September 8, 2025}

^{2. pwc.com, September 3, 2025}